BAI Loan Review Certificate Program

Sessions Led by an Industry Expert

Our experienced instructor has expertise across multiple banking disciplines including commercial lending, risk management, credit administration, loan policy development and revision, loan review assessment and implementation.

Merrill J. Reynolds, Jr.
Partner | Reynolds Williams Group


A graduate of Southern Methodist University and The Southwestern Graduate School of Banking, Mr. Reynolds began his career as a bank examiner with the Federal Reserve Bank of Dallas. A 30+ year banking veteran, he has worked for both community and multi-bank holding companies in various lending and managerial capacities. Prior to beginning his consulting career, Mr. Reynolds served as Senior Vice President and Business Banking Manager for Wells Fargo, N.A. in New Braunfels, Texas. Mr. Reynolds founded Reynolds Williams Group in 1999 as a consulting firm designed to provide services to commercial and savings financial institutions and credit unions nationwide. Reynolds Williams Group serves clients of all sizes, from small community banks to large regional banks, offering credit-related assistance in many areas of banking, including loan review and due diligence, credit related training, policy development, management and efficiency studies, and assistance in complying with regulatory directives. Mr. Reynolds serves as an instructor for multiple state and national banking organizations and was instrumental in the design of the only accredited certification course for loan review professionals. Mr. Reynolds serves as a faculty member of The Southwestern Graduate School of Banking and is a regular speaker for The Assembly for Bank Directors and numerous national conferences and seminars.