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From BAI Banking Strategies

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Technology & Information Unified Middle Platform for Branch of the Future
 
JASON SCHWABLINE
 
The branch of the future needs an upgraded 'middle' IT environment to ensure that banks can manage their business rules cohesively.
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From BAI Banking Strategies Daily

The $72 million-asset Austin Capital Bank in Austin, Texas, is thriving despite its shaky beginnings as Libertad Bank, a startup targeting underbanked Hispanics that boosted its balance sheet with risky real estate participation loans and paying above-market rates for deposits to fund them -- a strategy that pushed it to the brink of failure and put it under heavy regulatory scrutiny during the financial crisis when property values declined and deposits dried up.
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Toronto-Dominion Bank said on May 26 it would acquire Nordstrom's U.S. Visa and private-label consumer credit card portfolio as part of a long-term deal to become the retailer’s exclusive U.S. credit card issuer.
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The banking industry is cool to the notion of the U.S. Postal Service entering into the financial services industry.
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